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North Dakota is one of several states in the U.S. that uses the federal health insurance marketplace under the Affordable Care Act (ACA). This marketplace is called HealthCare.gov. We are not affiliated with HealthCare.gov, and we are not a health insurance company. We can, however, connect you with multiple North Dakota health insurance providers and brokers, giving you a streamlined way to compare your health plan options all in one place. These options may include ACA plans, short-term plans, medical indemnity plans and/or healthcare sharing ministry plans. By filling out a few pieces of information about yourself, we can match you with insurance agents, brokers, carriers or other service providers who can help you find the best plan to suit your personal needs.
In order to get an Affordable Care Act (ACA) Plan, you must sign up during Open Enrollment. If you missed Open Enrollment, you can still get an ACA plan during Special Enrollment. You qualify for Special Enrollment if you, or someone in your household, recently experienced certain life events -- such as losing health coverage, changing jobs, getting married/divorced, having a child, or moving, to name a few.
Even if you are not able to enroll in an ACA Plan now, you may be able to enroll in other types of plans, such as short-term plans, medical indemnity plans and/or healthcare sharing ministry plans, which can generally be purchased at any time.
The Affordable Care Act (ACA), also known as "Obamacare", has helped millions of people get health care coverage. Before the ACA, health insurance was unaffordable and unavailable for many. Now, if you meet certain qualifications, the government will help pay for your monthly premiums and out-of-pocket cost. And for those who have preexisting medical conditions, you can no longer be denied coverage under the Affordable Care Act.
We are not the government. We are not a health insurance company. Instead, NorthDakotaHealthPlans.com helps you connect with multiple health insurance providers and brokers who can help you compare the different plans you are eligible for and find the one that is right for your needs.
How easy? It just takes 3 steps to find your plan:
